Feel at peace knowing that your family is protected
THE DIFFERENT TYPES OF COVER
"I don't know where to start"
Knowing where to start when it comes to sorting out cover can feel overwhelming. Unless you're an expert in the insurance industry then you're probably feeling confused about what different kinds of policies are out there and which one might be right for you. Let me give you a quick overview of some of the popular types of cover...
Life Insurance
Life Insurance is also known as Life cover, Family protection or Mortgage cover. It does what it says on the tin...pays out a lump sum if you die. It can be taken out to cover just you, or it can be a joint policy and can cover two people. It only pays out once. That's it in a nutshell, but still eager to know more?
Income Protection
What would your household finances look like if something happened to you which meant you weren't able to work? How would you afford bills, food, essentials? What about loan payments or commitments? This is before we even consider things like Birthdays and Christmas. No-one ever expects they'll be unable to work. It always happens to someone else right?
Critical Illness Cover
Life is unpredictable isn't it?! If you were diagnosed with a critical illness (such as cancer, heart attack, stroke etc) just imagine how this would impact your life. You might be too sick to work... you might have lots of hospital appointments to attend... the last thing you'll want to stress about is money. Imagine the small relief you'd feel if you had a lump sum paid out to see you through. Critical Illness Cover is no brainer!!